I Want A Big House Too!

OK, We've been in our house for 5 years exactly.
I remember when we came up here from Louisiana to house hunt and we came to see this house the very first day.

I couldn't believe my eyes.

We lived in a little over 1000 sq ft, three beds 1 bath so this new house was like a mansion to us. Right over 2000 sq ft, 4 bed 2 bath and on 1.5 acre, it was HUGE!

Of course the bathrooms was not in top shape and the kitchen was kind of old. All doors and trims in the house was dark green but we didn't see any of that, we were just absorbed by the space.

And we could afford it. I had spent hours and hours with a calculator, making budget after budget to see how much we possible could afford and this house was within the limits.

We were able to get a mortgage with a very good interest on it and we locked it up for 30 years.
During our 5 years here we have never lived over our limits, we have never been to Disney World or other fancy vacations, but we've been on small trips and been able to save money to go visit family in both Michigan and over seas in Sweden.

Because we've been living within our means we refinanced last spring to a 15 year mortgage with even better interest and looked forward to paying the house off within a 10 year period. Our kitchen, bathrooms and upstairs carpet scream for our attention and I'm trying to save up money so we can fix all those things this year.

Why am I telling all this?

Because I don't need to be bailed out, and now all of a sudden because we've always lived within the boundary's, we are supposed to bail out the people that I've looked at so man times with envy, the people in big fancy houses, with their big fancy cars and big fancy vacations.
Why? Why should I be punished now and forced to pay for other peoples miss behavior?

Don't you think I would have wanted to but a house much bigger and in much better shape than the one we bought?
Don't you think I would have wanted all the toys and gadgets they have?
But guess what, we couldn't afford it, so we didn't buy it, and damn it, we don't want to pay for any one else either.

One thing that I have always thought is great with the American mind set is that you are responsible for your actions good or bad.
What happened to that mind set?

Why are all of a sudden people not responsible for their own actions?
Why are we bailing out banks that have so greatly miss calculated with theirs and others money?
Why are we supposed to help people that went over their heads with houses they could'nt afford?
If you got a sub prime loan with crappy interest that means you were not supposed to get a mortgage to start with, your credit was bad or you you just did'nt have money enough.

Let's be honest and true to who we are, let everyone be responsible for their actions and let's help each other out in any voluntary loving way possible.
But don't take our money that we've been so good managaing and distribute them to people that are no good with money.